What Financial Options Are Available to Lung Cancer Patients?
The costs of lung cancer treatment can be overwhelming. Thankfully, there are several options that offer financial support for lung cancer patients.
- Aid from charitable organizations
- Government assistance
- Health insurance
- Legal compensation
Eligibility and compensation amounts for each option will vary, but some patients may be eligible for multiple forms of financial assistance.
Lung cancer financial support can help patients and their families afford medical bills, travel expenses if they don’t live near a cancer center, and other out-of-pocket costs.
Lung Cancer Group can help you pursue financial support and compensation right now. Find out your eligibility with a free case review.
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Legal Options for Lung Cancer Financial Support
Here are some legal options for lung cancer compensation.
Asbestos Trust Funds
Asbestos product manufacturers hid the dangers of their products for years. When the truth of the dangers of asbestos products was revealed, lawsuits mounted against these companies.
In an effort to avoid paying the victims of their negligence, they filed for bankruptcy. However, the courts required these companies to create trust funds to compensate people who develop lung cancer, mesothelioma, and other diseases from asbestos exposure.
There is an estimated $30 billion still available in asbestos trust funds in 2023, and people can file claims with multiple trusts, depending on the products they were exposed to.
Payouts from asbestos trusts will vary for each person, but an experienced asbestos lawyer can help fight for the most compensation possible. Contact us today for help finding lung cancer legal help near you.
Lung Cancer Lawsuits
Lung cancer patients and their family members may be eligible to file a lung cancer lawsuit for financial compensation and justice.
A lung cancer lawsuit allows patients to sue manufacturers for exposing them to asbestos and causing their cancer.
There are two types of lung cancer lawsuits:
- Personal injury lawsuits: These cases are filed on behalf of the lung cancer patient. They argue that asbestos product manufacturers provide compensation for medical bills and other expenses.
- Wrongful death lawsuits: If a loved one is lost to asbestos-related lung cancer, their surviving family members can pursue a wrongful death lawsuit to hold asbestos companies accountable.
Both types of lawsuits can award families lung cancer settlements to help pay for medical bills, living expenses, and pain and suffering.
If you or your loved one was exposed to asbestos and later developed lung cancer, you may be eligible for financial support through both asbestos trust funds and lung cancer lawsuits. See how we can help with a free case review today.
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Health Insurance for People With Lung Cancer
Health insurance is the primary method that patients receive support for their lung cancer care. Without insurance, the American Cancer Society estimates lung cancer patients could spend over $140,000 out of pocket.
Thankfully, insurance can help cover most — but not all — lung cancer treatment costs.
There are two types of health insurance: private health insurance and government-funded health insurance. Learn about each type below.
Private Health Insurance
Private health insurance plans are typically provided by an employer or purchased separately from a health insurance company.
Patients must make sure that the lung cancer doctors they see are within their insurance’s network. Otherwise, they could be responsible for 100% of the care costs, and they’ll effectively receive no lung cancer financial support from their insurance.
Government-Funded Health Insurance
For those who are retired, not covered through an employer plan, or do not earn enough to pay for a private policy, government-funded health insurance could be an option.
Government health insurance plans include:
- Medicaid provides health coverage for certain low-income families. Children, older people, pregnant women, and those with disabilities may qualify for coverage.
- Medicare is a government-funded program for people 65 or older or who have certain disabilities. It covers various services, including inpatient and hospitalization expenses, medically needed care, and some cancer screening tests.
- The U.S. Department of Veterans Affairs (VA) provides plans for veterans through VA health care and for active duty service members through TRICARE.
Lung Cancer Financial Support Charitable Organizations
Charities that provide financial aid for lung cancer patients include:
- Cancer Care can award grants to people with small cell lung cancer (SCLC) or non-small cell lung cancer (NSCLC). To be eligible, they must be insured through Medicaid, Medicare, or TRICARE and be 500% below the current level of poverty.
- The Surviving and Moving Forward (SAMFund) from the Expect Miracles Foundation provides support for medical costs and living expenses to younger adults diagnosed with cancer.
- Family Reach helps patients and caregivers facing financial hardship due to a cancer diagnosis.
- Good Days provides assistance to NSCLC patients for premiums, copayments, deductibles, diagnostic testing costs, and transportation.
- HealthWell Foundation offers an $8,000 grant for people with SCLC and $6,000 for NSCLC patients. To be eligible, the patient must be on Medicare and not exceed a certain income level.
- Patient Advocate Foundation Co-Pay Relief program provides cancer financial assistance to insured patients to help them pay for treatment options and prescriptions.
These grants may have certain requirements for how the money is used, so be sure to check with the organizations for grants that fit your needs.
Other Resources for Lung Cancer Patients
There are other financial resources for lung cancer patients that can help cover living expenses, food costs, and even prescription and travel expenses.
Other Government Financial Benefits for People With Lung Cancer
Besides Medicare and Medicaid, other government programs can help lung cancer patients afford care.
Government programs that may offer lung cancer financial support include:
- Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) provide monthly payments to older adults and/or those with disabilities. Lung cancer can qualify as a disability for these benefit options.
- Food assistance programs such as SNAP, WIC, and other local organizations can help low-income families managing a lung cancer diagnosis afford food.
Several websites and organizations have developed prescription search tools to help you find discounts, low-cost prescriptions, and participating pharmacies.
Some of these include:
- Medicine Assistance Tool (MAT) is a search engine for many of the biopharmaceutical industry’s patient assistance resources.
- NeedyMeds has free information about various prescription drug assistance programs. It also provides a library of patient education information, a telephone helpline, and a drug discount card for everyone.
- RxAssist Patient Assistance Program Center provides a large directory of pharmaceutical companies’ patient assistance programs. It also offers information and tools for helping patients manage medication fees.
- SingleCare offers free downloadable prescription discount cards for everyone, regardless of insurance or financial need status. It also has a drug price lookup tool for locating the best prices.
Paying rent or mortgage can be daunting when you have lung cancer and are unable to work.
The U.S. government has organized several emergency housing assistance programs to help those in need. Some of these include the National Call Center for Homeless Veterans and local housing assistance options.
If you are concerned about housing costs during your lung cancer treatment, talk with a social worker or case manager at your treatment center. They can help you connect with resources to avoid losing your home.
If you don’t own a car or don’t have the energy to drive, you may be able to use the following transportation assistance resources.
Transportation resources for lung cancer patients include:
- American Cancer Society offers a Road to Recovery program that provides rides to and from cancer-related medical appointments.
- Angel Flight arranges air transportation for medical needs with the help of volunteers and pilots across the nation.
- Corporate Angel Network aims to fly cancer patients to treatment at no cost on corporate and private planes.
- Mercy Medical Angels provides free non-emergency medical transportation for ongoing or critical treatment.
Finding Financial Support for Lung Cancer
Lung cancer treatment is expensive and even financially devastating for many families. Fortunately, you don’t have to go through this alone — lung cancer financial support options can help you cover costs and focus on getting treatment.
If you have asbestos lung cancer, reach out to Lung Cancer Group. Our team can help you access lung cancer financial support by filing asbestos trust fund claims and lawsuits on your behalf. We’ll do everything we can to get the highest financial payouts available.
Find some of the top asbestos lawyers near you by booking a free case review today.
Lung Cancer Financial Support FAQs
Can you get money if you have lung cancer?
Yes, you may be able to get money if you have lung cancer.
Financial resources for lung cancer patients include:
- Asbestos trust funds and lung cancer lawsuits
- Charitable organization grants
- Government disability benefits
- Health insurance coverage
- Veteran benefits for service-related illnesses
How much money do you get for lung cancer?
The amount of financial support you receive following a lung cancer diagnosis will depend on multiple factors.
However, you may receive hundreds of thousands of dollars (or more) if you qualify to file asbestos trust fund claims or lung cancer lawsuits.
You can explore your lung cancer financial support options right now by calling (877) 446-5767.
What resources are available for people with lung cancer?
Lung cancer is not only financially devastating — it is also emotionally difficult for patients and their families and caregivers.
Other resources for lung cancer patients, such as support groups, caregiver assistance services, and cancer organizations like the American Cancer Society, can help patients find information and assistance as they navigate an often isolating illness.